Here’s What You Should Know About PIP Arbitration Cases in NJ
If you were recently in a car accident in New Jersey, it’s important to understand what to expect next. The PIP arbitration process is a means of collecting the compensation you need to recover.
What is a PIP Arbitration Case?
A PIP arbitration case refers to the process of seeking compensation for medical care following a car accident. PIP refers to personal injury protection, which is a type of insurance that New Jersey requires. Every driver in New Jersey is required to have PIP insurance. PIP insurance covers the cost of medical bills, lost wages, and other costs related to a car accident.
Navigating a PIP claim should be easy, but that’s not always the case. The requirements of a PIP lawsuit can be confusing, and if you’re also focusing on recovering during this time, the whole process can be overwhelming. Additionally, insurance companies can sometimes make it even more difficult to navigate.
What Happens in a PIP Arbitration Case?
A PIP arbitration case is typically between medical professionals and insurance companies. The medical team may try to collect compensation for medical services from your insurance company. By having the hospital or medical system directly bill your insurance provider, you can receive the care you need.
The problem occurs when the insurance company doesn’t pay these bills or doesn’t pay them promptly. It may then be necessary to begin the process of arbitration.
In some cases, the medical provider may take over the arbitration process.
What Happens When You File a PIP Arbitration?
First, you want to ensure that you file correctly. This can prevent unnecessary delays that can extend the time it takes to receive payment. It’s generally a good idea to contact a lawyer with experience in PIP arbitration, specifically in New Jersey. This can help you file the correct paperwork, within a timely manner.
After filing a case with your county, an arbiter will hear both sides of the case and come up with a solution based on the details. Arbiters are regulated by the Department of Insurance and Banking, which sets the standards for how they manage your legal case. Disputes are not uncommon in cases of arbitration. Insurance companies may dispute information in an attempt to not have to pay or to pay less.
Some companies have attempted to reduce the number of cases that go to arbitration by pre-certifying care. Pre-certification means the insurance companies agree to the payment. Even if they deny the medical service later, they’ll still be bound by the agreement. This had led to some medical systems requiring pre-certification for care.
Common Costs of a Car Accident
If you’re involved in a car accident, you can expect a long list of costs. In addition to the medical service, you may receive following the accident, you’re also likely to have property damages. Depending on how severe your injuries are, you may be required to take time off work. A personal injury lawyer, or PIP lawyer, can navigate your case for you. By ensuring that you submit the right paperwork within the time limit, you can speed up your claim and move on with life after the accident.
Contact a Nutley Personal Injury Lawyer to Discuss Your Car Accident Case in New Jersey
Did you or a loved one sustain serious injuries due to a car accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Birkhold & Maider, LLC represent clients injured because of a car accident in Nutley, Essex County, Hudson County, Mercer County, and throughout New Jersey. Call (973) 947-4670 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 189 Franklin Avenue, Suite 1 Nutley, NJ 07110, as well as a satellite office in Hamilton, NJ.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.
