Dog Bite Claims in New Jersey: What Happens When the Dog Owner Is a Family Friend?

Being injured by a dog bite is traumatic enough, but the situation becomes even more complicated when the dog belongs to a close family friend or neighbor. Filing a dog bite injury claim under these circumstances can create tension, but it’s important to understand your rights and the steps you need to take to seek compensation. New Jersey’s laws offer clear protections for victims of dog bites, even when the responsible party is someone you know well.

In this blog, we’ll explore the legal and emotional aspects of filing a dog bite claim against a family friend, how insurance plays a role, and why working with a dog bite lawyer is critical to ensuring a smooth process.

New Jersey’s Strict Liability Laws for Dog Bites

Under New Jersey’s strict liability laws, dog owners are held responsible for injuries caused by their pets, even if the dog has never shown aggressive behavior in the past. Whether or not the owner took precautions, they are liable for any harm their dog inflicts if the victim was lawfully on public or private property. 

This legal rule ensures that victims of dog bites can seek compensation for medical expenses, lost wages, and more, even if the dog belongs to a close friend or relative.

Filing a Claim When the Dog Owner is a Friend

When the dog owner is a family friend or neighbor, the thought of filing a claim can be stressful. You may worry about damaging your relationship, but it’s important to remember that filing a dog bite claim typically involves pursuing compensation through the dog owner’s homeowners’ or renters’ insurance policy, not directly from their pocket.

1. Homeowners’ Insurance Coverage

Most homeowners’ insurance policies cover dog bite claims. This means the insurance company will pay for medical expenses, lost wages, and other damages resulting from the bite, up to the policy limit. By filing a claim, you’re not asking your friend to pay out of their own funds—you’re requesting that their insurance covers the costs of your injury.

2. The Emotional Aspect

While it’s understandable to feel hesitant about filing a claim against someone you know, it’s important to prioritize your recovery and legal rights. Medical bills can add up quickly, especially if the dog bite caused severe injuries. Seeking compensation for your dog bite injury allows you to get the care you need without taking on the financial burden yourself. It’s also important to remember that insurance claims are common, and filing one doesn’t necessarily have to harm your personal relationship.

Why You Need a Canine Attack Lawyer

Filing a dog bite injury claim, especially when the owner is a friend, involves navigating not only the legal aspects but also the emotional complexities of the situation. Here’s why working with a dog bite lawyer is crucial:

1. Managing the Legal Process

A dog bite lawyer understands the intricacies of New Jersey’s strict liability laws and can help you build a strong case for compensation. They will gather evidence, negotiate with the insurance company, and ensure that your claim is handled fairly and efficiently. This allows you to focus on your recovery without the stress of handling the legal process on your own.

2. Protecting Your Relationship

An experienced personal injury lawyer can act as a buffer between you and your friend during the claim process. By working through an attorney, you can minimize direct involvement and avoid the uncomfortable conversations that might arise from filing a claim. This helps protect your relationship while still ensuring that you receive the compensation you need.

3. Ensuring Fair Compensation

In some cases, insurance companies may try to offer a lower settlement than what you deserve. A dog bite lawyer will evaluate the full extent of your injuries, including future medical costs and any lost wages, and negotiate with the insurance company to secure a fair settlement.

Common Injuries from Dog Bites

Dog bites can cause serious injuries, especially if the bite was severe or if the dog was large. Common injuries include:

• Puncture Wounds: Deep bites can damage tissues, muscles, and nerves, leading to long-term complications.

• Infections: Dog bites often result in infections like rabies or tetanus if not treated quickly and properly.
• Scarring and Disfigurement: Many dog bites result in permanent scarring, especially if the bite occurs on visible areas like the face or arms.

• Emotional Trauma: Beyond physical injuries, dog bites can also lead to significant emotional distress, including fear of dogs or post-traumatic stress disorder (PTSD).

All of these injuries can result in medical bills, lost income, and emotional trauma, making compensation an essential part of your recovery process.

What to Do After a Dog Bite

If you’ve been bitten by a dog, whether the owner is a stranger or a family friend, it’s important to take immediate steps to protect your health and your rights:

• See a Doctor: Even if the bite seems minor, it’s crucial to get medical treatment to prevent infection and document your injuries.

• Report the Incident: Report the bite to local authorities, such as animal control or the police. This will create a record of the incident, which is essential for your dog bite injury claim.

• Document the Scene: Take photos of your injuries, the location of the incident, and any damage caused by the bite.

• Consult a Dog Bite Lawyer: Contact a dog bite lawyer as soon as possible to discuss your legal options and begin the process of filing a claim.

Contact the Personal Injury Lawyers at Birkhold & Maider, LLC for Dog Bite Injury Claims in New Jersey

If you’ve been injured by a dog bite in New Jersey, even if the dog belongs to a family friend, it’s important to seek legal guidance. At Birkhold & Maider, LLC, our experienced personal injury lawyers are here to help you navigate the legal process with compassion and professionalism. We understand the emotional complexities of filing a claim against someone you know and will work with you to achieve a fair outcome.

Call us today at 973-784-8583 for a free consultation, or fill out our online contact form to discuss your case with one of our skilled dog bite injury attorneys. Let us help you secure the compensation you deserve while protecting your relationships.